How it works
Member pays. Books update. Done.
Spend meetings making decisions — not rebuilding records.
Three steps. None of them yours.
Members pay the way they already do. The rest happens on its own.
Member pays
A payment prompt on their phone, or your PayBill with their member number. Anyone can pay on their behalf.
Payment is matched
Each payment is checked with M-Pesa, then linked to the right member automatically.
The records update
Split into savings, welfare and loan repayment by your rules — and confirmed to the member by SMS.
Built to never get it wrong
A payment on the wrong member is worse than one waiting for a check.
It never guesses
A payment without a clear reference waits on your dashboard until an official assigns it.
Cash still counts
Cash collected at the meeting is recorded by hand, in the same books.
Money goes out the same way
Loans, welfare and dividends go straight to members’ M-Pesa — approved first, then confirmed.
Your next meeting, with the books already balanced.
From KES 150 a month, paid by M-Pesa. No contract.