Ecosystem
Build the relationships around the group
A group grows stronger when its records can open the right doors: funding, training, financial products, professional support and markets. Kitabu Yetu connects those relationships without taking the group's own book away from it.

Donors
Money given to a group should be traceable to what it did there. Donors see the group's own records rather than a summary written for them.
Follow the money to the group
Disbursements are recorded against the group that received them, and against the members they reached.
Reporting off the ledger
The figures in the report are the figures in the books, so nobody rebuilds them in a spreadsheet at the end of a quarter.
The group keeps its own book
Funding is one part of a group's record, not a separate system the treasurer has to keep in step.

Multigroup Organizations
NGOs, networks, church bodies and apex organizations that support many groups at once, from one account.
Every group in one view
Linked groups under a single organization account, each keeping its own ledger and its own committee.
Staff, not shared logins
Your coordinators get their own accounts and their own access, rather than passing one password around.
A portfolio you can report on
Reports across the groups you support, built from what each group actually recorded.

Marketplace
Groups already buy things together — inputs, stock, services, insurance. The marketplace is where those offers meet the groups, matched against a group's own record.
Offers that reach a group, not an individual
A committee decides together, so an offer has to be visible to the whole group rather than one member's phone.
Paid for from the group's account
A purchase the group makes is a transaction in the group's book like any other.
Matched to what a group can show
Each offer can set its own criteria — how long a group has run, its type, its county, its balance — so a group sees where it stands before it applies.

Programs
A funded programme running across many groups: its own rules, its own disbursements, and reporting that does not depend on chasing every group for numbers.
One programme, many groups
Run a programme across the groups enrolled in it, with each group's participation recorded in its own book.
Disbursements that leave a trail
What went out, to which group, and what it was for — recorded when it happens rather than reconstructed later.
Reports the funder can check
Programme reporting built from the groups' ledgers, with the audit trail still attached.
Built on
The products underneath
Every pillar above sits on top of the same products: Bookkeeper for the ledger, Chama Reminder (Kumbusha) for the messaging, and Fundraise / Changi$ha for causes and campaigns.
Bookkeeper
The core ledger — contributions, loans, welfare and shares on one double-entry book.
Chama Reminder / Kumbusha
Member management and messaging — reminders, announcements and engagement, standalone or with Bookkeeper.
Fundraise
M-Pesa campaigns for causes, projects and community fundraising — reviewed before they go live.
Your next meeting, with the books already balanced.
From KES 150 a month, paid by M-Pesa. No contract.